How to find whether the offer letter is fake or genuine

How to find whether an offer letter is fake or genuine?

Somehow God has given us the power to find the good and bad from inside. Does you inner voice alert you about the fake offer letter? Was your interview real or just a formality? How was the English proficiency of the interviewer? Fake or genuine? What do you think?Did the interviewer show his face? Did you …

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Mega guide to CTC structure

What are Salary Components in India?

What is CTC? CTC means Cost to Company. The CTC comprises of various salary components in India. How much does the company want to invest in you? India offers salary structure packages with the “Cost to Company” (CTC) measurement. This includes all costs incurred by the company on behalf of the employee, both monetary and …

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financial, analysis, accounting

How to Calculate Income Tax? (Excel calculator)

For years, I’ve been running behind my friends to get my income tax calculation done. To be honest, I had never taken pains to cross-check whether my friend did it right or not. The main reason ,” I thought it is complicated!” I didn’t even care to download an income tax calculator excel from the internet. …

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Exchange old gold jewellery

How to Sell Old Gold Jewelry for Best Price?

Whenever I enter the jewelry shops, I always get over joyed by the red carpet welcome given. It gives me a feeling that they are decent, genuine and nice people who doesn’t dupe anybody. And just because I felt this way, I haven’t bargained with these people! And on one day, my intuition gave me …

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accountant, counting, calculation

How to calculate monthly Take Home Salary in India (Excel calculator inside)!

Share on facebook Share on twitter Share on linkedin Share on whatsapp What is Take Home Salary? The spendable amount of money that you’ll receive from the employer after all deductions. Many of my friends, colleagues and juniors in India are sending me their offer letters, to judge whether their offer is worth on take …

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1 Varahan Gold Coin

The Forgotten History of South Indian Currency System

Well, you may be astonished to see a gold currency coin (above) with a temple symbol with 4 languages inscribed (two of them are Tamil and Telugu)…. Yes, your guess is right! This was the ‘South Indian’ currency (1808 – 1815) made of 2.97 gms of gold, and it’s called as ‘Pagoda’ in english, ‘Varahan’ in …

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financial

4 Youtube Channels to boost your Financial Confidence (everyday)

Friends, I came across these channels when I started doing an Internet Research on how ordinary people turn into millionaires. Although I haven’t figured out the complete path they had taken, I’m sure I’ve found out the first few steps they took during their initial days of progress 🙂 Consequently, I’m sure these channels would change your …

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How to choose an LIC policy in India

LIC Policy: Why should you be very serious about it?

I still remember those days how my close friend suffered to close the huge debt his father had left behind after his death. If his father had been more financially aware, and had considered the worst case of not being alive; his heir (my friend) wouldn’t have suffered both emotionally and financially. Friends, I’m not triggering negative vibes here, …

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How to track offline expenses

How to Track Offline Expenses (and why you should)

Several months back, my husband and I spotted quite a few cash withdrawals in our online bank statement, and couldn’t really remember why we withdrew. When we tried tracing back, we desperately had no clue, so we kept on adding those withdrawals as miscellaneous expenses. After a year, our miscellaneous expenses grew huge and literally …

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Balance sheet of Poor and middle class

3 First Steps You Should Take to Turn Rich

A few days back, I was having a scintillating conversation with my close friend who was very much interested in frugality and financial freedom. I was explaining about the financial illiteracy that is prevailing among youngsters. She silently listened to the complete lecture that I was giving, and raised a million dollar question “Alright, youngsters …

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book, literature, pages

3 Books for Financial Beginners of All Age

Sometimes it’s just a video, sometimes it’s an inspiring speech, and sometimes it’s mom’s advice, or even our life’s bitter experience that changes the way we think forever. But, I had never thought a book “Millionaire’s Next Door” would change me so much. To be honest, it left me sleepless, speechless; and even challenged my …

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