The Ultimate guide to CTC structure and components [2019]

What is CTC? CTC means Cost to Company. How much does the company want to invest in you? India offers salary packages with the “Cost to Company” (CTC) measurement. This includes all costs incurred by…

How to calculate PF amount? Excel Calculator inside.

I withdrew my PF amount every time I made a resignation or job hop, and I am deeply regretting it. To be honest, I didn’t know the value of PF, and the calculation. So, how to…

How to Calculate Income tax for Salaried Individuals (Download Excel)

For years, I’ve been running behind my friends to get my income tax calculation done. To be honest, I had never taken pains to cross-check whether my friend did it right or not. The main…

How to Sell Old Gold Jewelry for Best Price?

Whenever I enter the jewelry shops, I always get over joyed by the red carpet welcome given. It gives me a feeling that they are decent, genuine and nice people who doesn’t dupe anybody. And…

How to calculate monthly Take Home Salary in India (Excel calculator inside)!

Many of my friends, colleagues and juniors in India are sending me their offer letters, to judge whether their offer is worth on take home salary calculation front. Just sharing the take home salary excel…

How to bargain at a jewellery shop in India

For years, I was so afraid of bargaining, I always had an inner fear of being judged. One day, my inner voice told me “Why do you want to lose your money for somebody‘s business?…