Lockdowns are frustrating, we never expected this. Every time I hear this word ‘COVID 19’, it brings a crippling death fear from the bottom of my heart. Emotionally, socially, physically, financially — our world is in uncharted territory. There is an understandable fear, anxiety, and pain. But there is also hope and inspiration. Share on …
Somehow God has given us the power to find the good and bad from inside. Does you inner voice alert you about the fake offer letter? Was your interview real or just a formality? How was the English proficiency of the interviewer? Fake or genuine? What do you think?Did the interviewer show his face? Did you …
How to find whether an offer letter is fake or genuine? Read More »
What is CTC? CTC means Cost to Company. The CTC comprises of various salary components in India. How much does the company want to invest in you? India offers salary structure packages with the “Cost to Company” (CTC) measurement. This includes all costs incurred by the company on behalf of the employee, both monetary and …
Everybody in this world wants to understand the stock market basics, but no one knows where to start (including me). Well, while thinking on and on about this, a question popped inside me “Why don’t you watch stock market movies to get started?”. That was an awesome suggestion, isn’t it? Why not? I should start off somewhere and …
Whenever I enter the jewelry shops, I always get over joyed by the red carpet welcome given. It gives me a feeling that they are decent, genuine and nice people who doesn’t dupe anybody. And just because I felt this way, I haven’t bargained with these people! And on one day, my intuition gave me …
Share on facebook Share on twitter Share on linkedin Share on whatsapp What is Take Home Salary? The spendable amount of money that you’ll receive from the employer after all deductions. Many of my friends, colleagues and juniors in India are sending me their offer letters, to judge whether their offer is worth on take …
How to calculate monthly Take Home Salary in India (Excel calculator inside)! Read More »
If you had told me four years ago that I would one day write about ‘Recession’, I would have laughed in your face. Most people learn financial literacy when they have to. I’m no different. I still remember how I fell into a yearlong depression after I was laid off from my IT job during …
Well, you may be astonished to see a gold currency coin (above) with a temple symbol with 4 languages inscribed (two of them are Tamil and Telugu)…. Yes, your guess is right! This was the ‘South Indian’ currency (1808 – 1815) made of 2.97 gms of gold, and it’s called as ‘Pagoda’ in english, ‘Varahan’ in …
The Forgotten History of South Indian Currency System Read More »
Friends, I came across these channels when I started doing an Internet Research on how ordinary people turn into millionaires. Although I haven’t figured out the complete path they had taken, I’m sure I’ve found out the first few steps they took during their initial days of progress 🙂 Consequently, I’m sure these channels would change your …
4 Youtube Channels to boost your Financial Confidence (everyday) Read More »
I still remember those days how my close friend suffered to close the huge debt his father had left behind after his death. If his father had been more financially aware, and had considered the worst case of not being alive; his heir (my friend) wouldn’t have suffered both emotionally and financially. Friends, I’m not triggering negative vibes here, …
LIC Policy: Why should you be very serious about it? Read More »
Several months back, my husband and I spotted quite a few cash withdrawals in our online bank statement, and couldn’t really remember why we withdrew. When we tried tracing back, we desperately had no clue, so we kept on adding those withdrawals as miscellaneous expenses. After a year, our miscellaneous expenses grew huge and literally …
How to Track Offline Expenses (and why you should) Read More »
A few days back, I was having a scintillating conversation with my close friend who was very much interested in frugality and financial freedom. I was explaining about the financial illiteracy that is prevailing among youngsters. She silently listened to the complete lecture that I was giving, and raised a million dollar question “Alright, youngsters …
Ever since I got my first credit card, I had never taken pains to pay my outstanding balance as a whole. Instead, I’ve been paying minimum dues, and at one point, debt rose above my head which panicked me, and even made me sleepless for days. That’s when I got a golden advice from my …
5 Things you probably didn’t know about Credit Cards Read More »
For years, I was so afraid of bargaining, I always had an inner fear of being judged. One day, my inner voice told me “Why do you want to lose your money for somebody‘s business? If you invest the bargained money in a bank, you get interest?”. And at the same time, an opportunity struck …
Sometimes it’s just a video, sometimes it’s an inspiring speech, and sometimes it’s mom’s advice, or even our life’s bitter experience that changes the way we think forever. But, I had never thought a book “Millionaire’s Next Door” would change me so much. To be honest, it left me sleepless, speechless; and even challenged my …