How to calculate PF amount? Excel Calculator inside.

I withdrew my PF amount every time I made a resignation or job hop, and I am deeply regretting it. To be honest, I didn’t know the value of PF, and the calculation. So, how to…

How to Calculate Income tax for Salaried Individuals (Download Excel)

For years, I’ve been running behind my friends to get my income tax calculation done. To be honest, I had never taken pains to cross-check whether my friend did it right or not. The main…

How to calculate monthly Take Home Salary in India (Excel calculator inside)!

Many of my friends, colleagues and juniors in India are sending me their offer letters, to judge whether their offer is worth on take home salary calculation front. Just sharing the take home salary excel…

Recession: Why Does it Happen?

If you had told me four years ago that I would one day write about ‘Recession’, I would have laughed in your face. Most people learn financial literacy when they have to. I’m no different….

LIC Policy: Why should you be very serious about it?

I still remember those days how my close friend suffered to close the huge debt his father had left behind after his death. If his father had been more financially aware, and had considered the worst case of not…

How to Track Offline Expenses (and why you should)

Several months back, my husband and I spotted quite a few cash withdrawals in our online bank statement, and couldn’t really remember why we withdrew. When we tried tracing back, we desperately had no clue,…

5 Things you probably didn’t know about Credit Cards

Ever since I got my first credit card, I had never taken pains to pay my outstanding balance as a whole. Instead, I’ve been paying minimum dues, and at one point, debt rose above my…

3 Books for Financial Beginners of All Age

Sometimes it’s just a video, sometimes it’s an inspiring speech, and sometimes it’s mom’s advice, or even our life’s bitter experience that changes the way we think forever. But, I had never thought a book…

2 Tax Benefits every First Time Home Buyer should know in India

Every time I think about buying my own home, there is an inner fear that alerts me not to risk. Being a first time home buyer, I know how scary it is to understand the…